Worldwide Single Trip Policies Premiums quoted in £’s.
| Adult | Child (2-17 yrs) | |
| Up to 5 days | 24.68 | 12.34 |
| Up to 10 days | 37.60 | 18.80 |
| Up to 17 days | 43.48 | 21.74 |
| Up to 24 days | 49.35 | 24.68 |
| Up to 31 days | 59.93 | 29.97 |
Worldwide Annual Multi Trip Policies
Single: £98.10 Family, based on 2 adults & 2 children: £163.90.
Maximum stay on any one trip, 31 days. Excludes Cruise cover. Rates on request.
Age Limits:
Single Trip Policies;
- can be sold to those aged 66 to 69 at the date of travel x150% of the standard premium. Europe only.
- can be sold to those aged 70 to 75 at the date of travel x200% of the standard premium. Europe only.
Annual Multi Trip Policies;
- can be sold to those under 66 at the date of policy commencement.
- no cover for persons aged 66 and over
All above policies are only available to persons resident in the United Kingdom or Channel Islands at the time of purchase.
Pre-Existing Medical Conditions
This policy will not cover anything other than what is clarified and has the following exclusion for you to be aware of within the policy wording. If you are unsure then please request a copy of the policy wording.
Please note that this policy will not provide cover for the following conditions:-
- Heart/circulatory related condition (e.g. hypertension, heart attack or stroke), arterial disease, kidney disease, respiratory condition (excluding well controlled mild asthma), cancer or cancerous condition.
- has been hospitalized, received advice, medication or treatment in the twelve months prior to the booking of the policy,
- is on a waiting list awaiting further treatment or investigation,
has been given a terminal prognosis - is traveling specifically to seek medical advice or treatment
or is traveling against medical advice.
Schedule of Charges
| Description | Cover (per insured) | Excess |
| Cancellation & Curtailment | Up to £2990 | £40 |
| Catastrophe | Up to £490 | £40 |
| Medical Expenses (inc. Emergency Repatriation) | Up to £5,000,000 | £65 |
| Hospital Benefit | £10 per day up to £490 | Nil |
| Mugging | £40 per day up to £1,000 | Nil |
| Personal Effects & Baggage Single Item Limit Valuables Total Limit Travel Documents Delayed Baggage | Up to £1,490 £190 £190 Up to £240 Up to £90 | £40 |
| Personal Money Cash Limit Cash Limit (age under 18) | Up to £490 £190 £90 | £40 |
| Travel Delay | £10 for first 12 hr. period, £10 each 12 hr. period thereafter up to £90 | Nil |
| Holiday Abandonment | Up to £2990 | £40 |
| Hijack | £50 per day up to £1,000 | Nil |
| Missed Departure | Up to £240 | £40 |
| Personal Accident Perm. Total Disablement Loss of Limb (s) or Sight Death Death (age under 18) | Max. Benefit £15,000 £15,000 £15,000 £5,000 £5,000 | Nil |
| Personal Liability | Up to £2,000,000 | £240 |
| Legal Expenses | Up to £15,000 | £240 |
| Scheduled Airline Failure | Up to £3,000 | Nil |
The following benefits are only available when additional winter sports premium is paid, or when Annual Multi-Trip cover is effected:
| Description | Cover (per insured) | Excess |
| Ski Equipment (Owned) | Up to £ 490 | £ 40 |
| Single Item Limit | £ 250 | |
| Hired Items Limit | upto £ 150 | |
| Ski Hire | £ 30 per day up to £ 290 | £ 40 |
| Ski Pack | £ 50 per day up to £ 190 | Nil |
| Piste Closure | £ 30 per day up to £ 290 | £ 40 |
| Avalanche closure | upto £ 190 | £ 40 |
Please read all aspects of the insurance cover above. If you are unsure about any condition please ask. Complete policy wording available on request.
